GM, Nigeria, Uber

Ebi comes with over a decade of marketing in the digital technology space. She was previously Head of Corporate Communications and High Value Sponsorships at Etisalat – the fourth and fastest growing telecommunications company in Nigeria, 12th in the world.

She created the Etisalat Prize for Literature – Africa’s most prestigious literary prize. Prior to Etisalat she worked various roles/projects for Nokia, FirstBank, Booz & Company (now Strategy&), Afren, GlaxoSmithKlein, Channel 4 and Bupa.

She holds a Bachelors with Honours in Electrical Electronics Engineering from the University of Nottingham and a Masters in Computing Science from Imperial College London with a focus on Artificial Intelligence and Infographics.

Ebi is a competitive Hobie Cat sailor and passionate scuba diver.



Managing Director of Mobile, afb

Johan Bosini is the Managing Director of Mobile at afb, a digital consumer and SME finance business with live operations in Ghana, Kenya, Tanzania and Zambia. afb is driving disruptive innovation through data and technology to give everyday people good financial choices.

Johan has expertise in unsecured credit and simple financial services products in emerging markets through digital and mobile distribution. Previously Johan was in Investment Banking, having worked in Europe with Goldman Sachs, and has an Economics degree from the University of Stellenbosch in South Africa.


Co-Managing Director and COO, Zando

Moving to the UK in 2001 Grant started his career in fashion logistics with Italian jeans company Miss Sixty. He joined UK street wear brand Boxfresh in 2003 where he was exposed to an End-to-End fashion supply chain. Boxfresh was acquired by Pentland brands in 2005 and Grant headed the integration of its operations to Pentland Brands. He then moved to Clipper logistics managing the 3rd party warehousing and global distribution for two leading UK fashion brands. This was where he first came into contact with eCommerce. His final position in the UK was that of Supply Chain Manager for the UK office of Icer Brands - an international licensee and distributor for celebrity brands like Beyoncé’s House of Dereon and Nelly’s Apple Bottom Jeans.

Returning to South Africa in 2012 he joined Zando as Head of Supply Chain and developed the Operations department, in September of 2014 he was appointed as co-MD and COO contributing significantly to Zando’s journey to become South Africa’s largest eCommerce fashion company.


VP Carrier Relations Europe & Africa

In his current role as VP of Carrier Relations Europe & Africa, Erik focuses on building solid relationships and creating International Remittance partnerships with Mobile Network Operators & Financial Institutions with a particular focus on Africa. ‎Erik joined the TransferTo team in 2008 with over15 years of experience in the wireless industry. Prior to TransferTo, Erik held high-level business development positions with key industry players in the wireless space. He has been based in Germany, South Africa, France, Singapore and currently works from Barcelona, Spain.  



Regulatory Head and Specialist Advisor: Alternative Banking, FNB

Kim Dancey is a lawyer with a particular interest in the regulatory aspects of new payments products and services, as well as financial inclusion in developing and emerging economies.  As  Regulatory Head and Specialist Advisor Alternative Banking at FNB,  Kim provides advisory support to key FNB stakeholders on the application of regulatory best practices and responsible finance practices in the development and growth of products offered in the digital, alternative and inclusive banking environments.  This advisory support includes FNB operations both in South Africa as well as the FNB operations in Africa and India. Previously Kim worked at FinMark Trust, where she focused on supporting the enablement of financially inclusive policies and regulatory environments, in various African countries.




CEO, Diamond Bank

Mr. Uzoma Dozie is the Chief Executive Officer of Diamond Bank. Mr. Dozie has about 20 years of banking experience in three different financial institutions in Nigeria.

He joined the Bank in 1998 as an Assistant Manager and Head of Diamond Bank’s Oil and Gas Unit. In 2000, Mr. Dozie became the Bank’s Financial Controller, a position he held until April 2004 when he was appointed as the Head of Personal Banking. In July 2004, Mr. Dozie briefly left the Bank and returned to take up position as the Executive Director, Retail Banking.

He holds a Bachelor of Science degree in Chemistry from the University of Reading, Berkshire, a Master’s of Science degree in Chemical Research from the University College, London and a Master’s degree in Business Administration from the Imperial College Management School of London 1998. He is currently the Secretary of Harvard Business School Alunmi Association of Nigeria (HBSAN).

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Business Development EMEA, Ingenico

Mouna joined Ingenico Group to be in charge of developing Financial Inclusion-related business. She is in charge of the Ingenico Financial Inclusion global strategy, offering and partnerships.

Over the past several years, Mouna specialized in the payment industry for emerging countries. Prior to Ingenico, Mouna spent several years at MasterCard’s Mobile team in New York and in Paris. She strongly contributed to the development of the Mobile Money products and in particular Mobile Payment services.

Mouna started her career as a consultant at BearingPoint where she assisted many customers, present in Africa, in developing and deploying strategies related to Mobile Payment, Distribution and Business Development.


Technology Innovation for Inclusive Growth, SEOG Office, African Development Bank

Shikoh who has over 10+ years in ICTD technology design and implementation currently works for the Africa Development Bank (AfDB), under the office of VP and Special Envoy on Gender, leading the Technology Innovations for Inclusive Growth initiative.

Among her recognitions is inclusion as a member of the GSMA mWomen steering group, UN-Women, Women in ICTD group, and the Clinton Global Initiative on Women Leading Women in ICT. Shikoh is also recognized as an ASPEN new voices Fellow for 2015. In 2013 she was the recipient of the Anita Borg Change Agent Award, and was on the AfroElle 2013 Power List of African women who affect change, and Huffington Post’s as a technical woman to watch.



Financial Sector Specialist, CGAP 

Michel Hanouch works on the Digital Finance Frontiers initiative at CGAP, identifying sources of innovation, and working with providers to drive experimentation. Over the past three years Michel has led much of CGAP’s work on branchless business models, and innovative retail payments. He is passionate about leveraging innovative payment platforms to improve the lives of poor people.

Prior to joining CGAP, Michel was a manager in the Banking Strategy practice at Genesis Analytics, an economic consulting firm. He has experience working with banks, mobile network operators, card ‘associations’, regulators, donors, and smaller payment service providers across a range of countries including Bahrain, Ghana, India, Kenya, Lesotho, Mexico, Mozambique, Nigeria, Oman, Pakistan, Rwanda, South Africa, Tanzania, the UK, the US and Zimbabwe.

Michel holds a master’s degree in economics.


Managing Director, IT News Africa

Abe Wakama is the founder/MD of IT News Africa. With the help of a talented team of media professionals, he has grown ITNewsAfrica.com into one of Africa’s leading ICT business news sources.

He has a solid understanding of African ICT business drivers and is well travelled across the continent.

Mr Wakama has built an invaluable network of leaders within the ICT business community and his opinions are highly regarded, as demonstrated by the numerous TV and radio interviews (BBC Radio, CNBC, AIT, SABC etc.), and industry conferences he’s been asked to participate in.


Director, M4D Utilities, GSMA

In this role, Areef is responsible for management of the programme team, located in London, Middle East, Africa and Asia, and the overall delivery and development of the programme objectives. 

The aim if the M4D Utilities programme is to support the mobile industry in its distinctive position to help solve the challenges of commercially extending access to energy and water services in emerging markets by leveraging the mobile network technology and infrastructure.

Areef has worked with the GSMA since 2009 and was previously also the Director of the Green Power for Mobile programme.  Prior to working with the GSMA, Areef worked at Roshan, focused on procurement, supply chain and network planning.

Areef has a BSc in Engineering from the University of Alberta and an MBA from London Business School.


CEO, Mondato

Mr. Judah Levine is an expert in telecommunications, financial services and energy in general, and mobile financial services in particular, who advises corporations and other organizations on various strategic, commercial, and operational matters. As CEO of Mondato, Mr. Levine is responsible for the day-to-day management of the firm, new business development, and strategic initiative delivery.

With over 15 years of experience in strategic planning, commercial development, technology innovation, and management for organizations in both developed and emerging markets, Mr. Levine enjoys assisting clients to conceptualize, qualify, and pursue ambitious investment projects and to analyze and solve complex operational problems. He is also active in the development of cutting edge intellectual capital, with several papers and patents to his name, and speaks on occasion at international conferences on topics of interest.



Chief Research Specialist, HSRC

Monde is a Chief Research Specialist in the Human and Social Development (HSD) research programme of the Human Sciences Research Council (HSRC) in Pretoria, and a Research Associate at the School of Political and Governmental Studies in Nelson Mandela Metropolitan University in Port Elizabeth, South Africa. He holds a Masters in Social Science in Sociology from the University of KwaZulu-Natal and a PhD in Demography from the University of the Witwatersrand.

His undergraduate studies were in Mathematical Statistics and Computer Science at the University of the Western Cape. Prior to joining the HSRC in 2003, he worked for a computer service responsible for the analysis of large data sets including census data at the Institute for Management and Development Studies. He also lectured undergraduate and graduate students at Walter Sisulu University.

In addition, he has held two fellowships: one at Harvard University and another at the University of Pennsylvania. His areas of research interest include: intergenerational relations, youth, ageing, teenage sexuality, fertility, social security and migration. His publication record includes a number of international and national conference presentations and authoring and co-authoring a number of journal articles.


General Manager for Customer Engagement and Digital, Old Mutual

David O’Brien is a senior actuary with a broad range of international experience in financial services.

He is focused on ‘fresh insight solutions’ to strategic business challenges and in making a difference in people's financial lives through digital technology. O’Brien has been with Old Mutual for some 14 years and is currently the GM for Customer Engagement and Digital. In this capacity he leads the company’s mobile, web, digital, analytics, big data and data science initiatives. Previous to this, he worked for both AXA Equity and Law International and Eagle Star Life.


Head of Public Policy, Africa, Facebook

Before Facebook, Ebele was the founding Global Head and Senior Legal Director for Human Rights at Yahoo, leading global efforts to address the legal and policy issues related to privacy, free expression and access.

Ebele was previously a corporate lawyer at Davis Polk & Wardwell in New York, Paris and London, a consumer rights policy attorney at Consumers Union in San Francisco, a senior director at Catalyst in Silicon Valley and Amsterdam and an MDP in Nike’s EMEA headquarters, where she created marketing, corporate responsibility and business development strategy for sub-Saharan Africa. In 2001, she took a sabbatical to volunteer for human rights organizations in the US and Senegal.

Ebele was a founding board member of the Global Network Initiative, is a life member of the Council on Foreign Relations, and serves on the advisory boards of Women in Technology in Nigeria and TipHub. She earned a BA from the University of Southern California, a Juris Doctorate from Columbia Law School and a Certificat des Études from HEC-Paris.

She is married with four children.


Chief Information Officer, Cell C

Maria, who joined Cell C in 2012, has during her expansive career launched overthirty successful wireless and Internet applications and services for both enterprise and consumer segments in various markets across the world.

She has extensive experience in Innovation, New Product Development, Strategic Partnering and Distribution and Value Added Applications and Services. She is a graduate of the University of Pretoria, where she obtained a degree in Electronic Engineering.



Senior Manager, Agis Investments

Matt is a Senior Manager at Agis Investments and a freelance international development consultant. Matt advises leading foundations, NGOs, corporations, and multilateral organizations in areas of strategy, performance and operational improvement.

Combining a breadth of experience at leading strategy and investment firms such as Agis Investments, Dalberg and Deloitte Matt has established himself as a leading strategist and advisor to executives across the public and private domains.

Amongst his clients Matt has worked with the World Bank, the International Finance Corporation (IFC), the Inter-American Development Bank (IDB), the Soros foundation Kazakhstan, the Bill and Melinda Gates Foundation, Consultative Group to Assist the Poor and the Frontier 100, an innovative new CEO network.

Matt has worked across a variety of sectors and domains and developed a deep understanding of agricultural food systems, mobile technology and entrepreneurship in emerging markets. Matt has an educational background in Management and Economics and a keen interest in economic development, an area of study, which has found application in Matthew’s work in the not-for-profit space in Uganda since 2004.



SVP, Head of Global Financial Inclusion, Visa Inc.

Stephen Kehoe is Head of Global Financial Inclusion at Visa Inc., responsible driving the company’s strategy to meet the needs of under-banked populations around the world. Stephen has lived and worked in different places throughout Europe, North America and Asia.  Before joining Visa in July 2010, he was Vice President of Public and Government Affairs at PepsiCo in New York. Prior to moving to the United States in 2008, he was based in PepsiCo’s operations in Brussels, Belgium, and London, UK.  He also worked in the European Aerospace industry as Deputy European Director for British Aerospace (now BAE Systems). Stephen Kehoe began his career in the European Parliament in Brussels.


Founder and Chairman of Africa 2.0 Foundation

Mamadou currently works as Managing Director with GE Africa. In this role, Mamadou leads a regional Capital Markets (Sales and Project Finance) team across Sub-Saharan Africa supporting GE’s industrial business growth with sales’ funding solutions. He is also responsible for developing market and competitors’ analysis across the region.

Mamadou previously worked at IFC (International Finance Corporation, World Bank Group) in Johannesburg, he was in charge of private sector investments in the Telecommunications, Media and Technologies sector covering Sub-Saharan Africa.

Prior to that, he worked at Fortis Group (Now BNP Paribas) in Paris within the Investment Banking Team focused on Mergers and Acquisitions, Government Advisory, Privatizations and Project Finance mostly in Infrastructure covering Africa. 

Over the last 15 years, he has worked on advisory assignments and various investment transactions in more than 20 African countries. More recently, he contributed to various publications on telecommunications, media as well as mobile banking topics.


CEO, eWallet Solutions, FNB

Yolande Van Wyk is the CEO of eWallet Solutions at FNB. She joined FNB in 2004 and was part of the original Cellphone Banking team that revolutionised mobile banking in South Africa. Her roles included Product Development, Strategic Projects as well as the role-out of mobile banking in FNB’s African subsidiaries. In 2009 the FNB eWallet Solutions team was created with Yolande at the helm.

As a qualified Industrial Engineer, Yolande has worked in consulting, mobile telecoms, software development and now mobile money. She has also completed her Masters in Business Administration at UCT at the Graduate School of Business.

She has recently become a mother to a baby boy.



Chief Product Development Officer, Women's World Banking

Anna Gincherman is the Chief Product Development Officer of Women's World Banking, the global nonprofit dedicated to giving low-income women access to the financial products and services they need to achieve security and prosperity. She is also a member of its executive leadership team. Anna is responsible for the identification, development and roll-out of innovative financial products, including savings, health insurance, digital financial services, and credit for low-income women. In this capacity, she works closely with financial institution leadership teams to guide product strategy and share best practices in serving the women's market. Under Anna's leadership, Women's World Banking reached more than 550,000 clients in 2014 with new financial products and services. 


Payments & Mobile Money Consultant, IFC

Charles is a consultant to IFC in Payments and Mobile Money across the Africa region. Prior to this he was General Manager for Visa in sub-Saharan Africa and was responsible for Visa’s business across 25 African markets. Charles has been involved within the payments industry across Africa for over 15 years. Before joining Visa, he was a Senior Manager at Nedbank Card and fulfilled various roles in the payment space in South Africa. He is also the independent chair of Zoona and an advisor to Yoco, a mPos start up in SouthAfrica. Charles holds a B-Comm from the University of Stellenbosch, a  MBA from the University of Cape Town and also attended the Accelerated Development Programme at the London Business School.


Head of Content Strategy, Ad Dynamo representing Twitter Africa

Crayg is a digital native and he has worked in various digital roles in the past. Business strategy is his passion and he firmly believes that any brand can be innovative as long as there is a good mix of bravery and strategic planning involved. He heads up the content strategy division for Ad Dynamo's Twitter team.


Senior Manager, Mondato

Bryan Church is a member of the Mondato consulting team whose projects have ranged from strategic planning to implementation in helping clients navigate the mobile finance & commerce (MFC) space. Having worked closely with payment service providers, industry consortiums, tech vendors, and others, his experience has spanned the MFC value chain, with a focus on value proposition development, market entry, and consumer adoption. Prior to Mondato, Mr. Church worked in economic consulting and was involved in projects across a number of network industries, including telecom.



President & CEO, InterMedia

Christopher J. Fleury, Ph.D. is President and CEO of InterMedia, a global consultancy specializing in strategic research for a variety of clients, including development agencies, foundations, media, governments, and commercial firms.  Dr. Fleury has conducted research around the world, including leadership roles in studies for the U.S. Department of State, foreign governments, international broadcasters, and major financial institutions.

Dr. Fleury previously headed the Washington, D.C. office of GfK, the worldwide research and consulting firm.  Engaged in survey research since his undergraduate years, Dr. Fleury received his doctorate in political science from the University of Iowa and has served on the faculties of several universities.  He was a social science analyst at the U.S. Information Agency before its assimilation into the Department of State in 1999.


Senior Project Manager, PharmAccess Foundation

Torooti Mwirigi is a project manager for PharmAccess Foundation. Since November 2013, Torooti has overseen the successful piloting of the “m-Health Research lab” and the development of the health wallet system in conjunction with Safaricom.

He has worked extensively with technology projects in the healthcare industry in Kenya through organizations he co- founded called AskADoc, EMED Solutions and Myhealth Kenya. AskADoc is a World Bank funded online and mobile-based technology platform where health professionals interact with patients. EMED Solutions markets a cloud based clinic management system that can be accessed through mobile phones, and Myhealth Kenya is a wellness program targeted at the youth who use social media and mobile phones.  Before that, Torooti was operations manager at Resolution Insurance and medical doctor in both the private and public sector.


VP Product Development, Konga.com

Gavin has worked in the mobile and social space for around 15 years. He was of the founders of Mxit in 2004 and now has the role of VP Product Development at Konga.com.  Gavin is married with two daughters and his interests include martial arts, making music, and building innovative solutions that solve real-world problems.


Chief Officer: Finance, Innovation & Technology, Equity Bank

John has a Masters of Science in Applied and Computational Mathematics and a Bachelor of Science in Physics. He also holds a Bachelor of Commerce degree and is a qualified Chartered Accountant. A specialist in implementing cost effective ICT solutions, John worked as the CEO of Credit Indemnity (Pty) Ltd in South Africa before joining Equity Bank where is the Chief Officer of Finance, Innovation & Technology.



Director of Operations, Fenix International

Jonathan holds a BSc in Financial Mathematics and an MSc in Sustainable Development from the University of Exeter, UK.

 Upon graduating, Jonathan moved to Morocco to start his own business contracting on restoration and conservation projects in the Fes medina. After five years in Morocco Jonathan decided that he’d like to do something that had a greater social and environmental impact. Upon moving to sub Saharan Africa, Jonathan worked on various agricultural research projects with MercyCorps, Innovations for Poverty Action and the Botswana Ministry of Agriculture in Uganda, Botswana, Zambia and Kenya. 

Jonathan joined Fenix in 2013 and now heads their operations department. He is based in Uganda works closely with Fenix management in Uganda and San Francisco on operational streamlining, business development and strategy.


Chief Strategist, Hilburg Associates

Margaret O’Connor helps organizations use technology, the media, and expert knowledge about the dynamics of trust to influence behavior and build brand equity. The Johannesburg-based Chief Strategist of Hilburg Associates brings more than 25 years of international experience to advisory, strategy execution, and mentoring engagements with JSE 50 and Fortune 100 companies, private equity firms, fin tech start-ups, and social enterprises. Drawing on lessons learned as an entrepreneur, founding member of the MasterCard Asia management team, former advisor to the Korean Minister of Finance, and journalist with the London Financial Times, she can help leaders see how what’s missing from their growth strategy. The native New Yorker and Silicon Valley venture funded start up veteran brings an intimate understanding of how individuals and institutions can access capital, build trust with employees, investors, and regulators in the US, Asia, and Africa. 


Head of Electronic Banking & Branch Network Operations, Barclays Bank Mozambique

Stelios Papadakis is currently the Head of Electronic Banking and Branch Network Operations for Barclays Bank Mozambique, after heading the IT department of the bank for 5 years since 2008. Previously, he worked for the Strategy and Policy Unit of the International Telecommunication Union (ITU) in Geneva, Switzerland and before that, he was Senior Telecommunication Policy Advisor at the Ministry of Transport and Communications in Maputo, Mozambique, as well as a part-time lecturer at various Universities in Mozambique. Stelios is also the winner of the 2007 edition of the ITU Young Minds in Telecom competition. He Holds a MSc. in Public Policies for Science, Technology and Innovation from University of Sussex, United Kingdom, a bachelor degree in Electronics and Communications Engineering, from Curtin University of Technology, Australia. He is an ISACA Certified Information System Auditor (CISA), Certified Information Security Manager (CISM) and Certified in the Governance of Enterprise IT (CGEIT). His main areas of interest are e-banking and cyber security. 


Chairman & CEO, Africa.com

Teresa Clarke is the Chairman and CEO of Africa.com, the largest Africa-related website that produces and distributes highly acclaimed news, business, travel, and lifestyle stories about all 54 countries in Africa.  Prior to launching Africa.com, Ms. Clarke was a managing director with Goldman Sachs where she led mergers, acquisitions and corporate finance transactions for Fortune 500 companies.  Ms. Clarke was appointed to President Obama's Advisory Council on Doing Business in Africa in 2014, she is a member of the Council on Foreign Relations, and founded the Student Sponsorship Programme of South Africa. She earned a BA in economics, cum laude from Harvard College, an MBA from Harvard Business School, and a ‎JD from Harvard Law School.



Editor & Publisher, Stuff Magazine

Toby Shapshak writes and speaks about innovation, and how it differs in Africa.  His TED talk on how Africa is solving real problems for the rest of the world has over 1.3 million views. He is the editor and publisher of Stuff magazine, co-hosts a live weekly TV show on CNBC Africa and writes a weekly column for the Financial Mail.  Toby was named in GQ's top 30 men in media and the Mail & Guardian’s 300 influential young South Africans list in 2009; and was the ICT Journalist of the Year in 2002.  He is writing a book on innovation in Africa, and writes on this subject for a variety of publications, including CNN, The Guardian in London, the Sunday Times and The Times (South Africa) and others. Formerly a senior newspaper reporter covering everything from crime to politics, he has been writing about innovation, telecoms and the internet and the impact it has on our lives for more than 15 years.